Dental Insurance and Financing in Whittier
Atlantic Dental & Orthodontics works to make the financial side of dental care easier to understand. Our team can help verify your insurance benefits, explain estimated coverage, and review available payment or financing options before treatment begins.
We accept several PPO dental insurance plans and offer financing through CareCredit and Cherry. Because every insurance plan and financing application is different, we encourage patients to contact our Whittier office for information specific to their situation.
PPO Dental Insurance Plans Accepted at Our Office
Atlantic Dental & Orthodontics accepts PPO dental insurance plans from several major providers. Our accepted plans include:
Plan participation and benefits can vary, even among policies offered by the same insurance company. Please call our office at (562) 696-5544 so our team can confirm whether we accept your specific plan.
Atlantic Dental & Orthodontics does not accept state insurance.
Help Understanding Your Dental Insurance Benefits
Dental insurance can be difficult to navigate, but you do not have to sort through the details alone. Our team helps patients understand their benefits and how their plan may apply to recommended treatment.
Before your visit, our team can verify your coverage and review available plan information. A benefits coordinator will help you understand your estimated insurance contribution and anticipated out-of-pocket responsibility.
Our insurance support includes:
- Verifying insurance coverage before your dental visit
- Reviewing available benefits for recommended treatment
- Helping patients make the most of their available benefits
- Explaining estimated insurance payments and patient balances
- Submitting insurance claims after treatment
- Discussing options for paying the remaining balance
Insurance verification is an estimate rather than a guarantee of payment. Final coverage is determined by the insurance company and may be affected by deductibles, annual maximums, exclusions, waiting periods, and other terms of the individual plan.
How PPO Dental Insurance Generally Works
A Preferred Provider Organization, or PPO, gives members access to a network of participating dental providers. Depending on the plan, patients may also have coverage when visiting an out-of-network dentist, although benefits and out-of-pocket costs may differ.
PPO plans commonly contribute a percentage toward covered dental services after any applicable deductible. The amount paid depends on the specific policy, treatment, remaining annual benefit, and other plan requirements.
Our team can review the information supplied by your insurance company and explain how it may relate to your proposed care. We will also let you know about the estimated balance for which you may be responsible.
Financing Through CareCredit and Cherry
For patients who would prefer to divide their dental expenses into payments, Atlantic Dental & Orthodontics offers financing through CareCredit and Cherry.
These third-party financing options may make it possible to begin treatment with a lower initial payment and manage the remaining cost through monthly payments. Available terms and payment amounts depend on the financing provider, the treatment cost, and the applicant’s approval and eligibility.
CareCredit
CareCredit is a healthcare financing option that may allow qualified patients to pay for eligible dental treatment over time. Patients can apply directly through CareCredit and review the payment plans for which they qualify.
Our team can explain how CareCredit may be used at Atlantic Dental & Orthodontics, but approval and financing terms are determined by CareCredit.
Cherry Financing
Cherry provides another way for eligible patients to divide the cost of dental care into manageable payments. Application results, available plans, and payment terms are determined by Cherry.
Our team can provide information about using Cherry for treatment at our office. Financing approval is not guaranteed.
Payment Options Based on Your Treatment Plan
Every patient’s treatment and financial circumstances are different. After the doctor evaluates your needs and recommends a treatment plan, our team can explain the estimated cost, available insurance benefits, and payment options.
Depending on the patient’s circumstances and eligibility, available options may include:
- Insurance benefits from an accepted PPO plan
- Low initial payments
- Manageable monthly payment plans
- CareCredit financing
- Cherry financing
- Options for handling a remaining patient balance
We focus on helping patients understand their options before treatment. Fixed treatment prices are not published because the procedures and care required vary from one patient to another.
Complimentary Consultation Opportunities
Atlantic Dental & Orthodontics offers complimentary consultations to help patients learn more about certain treatment options before making a decision.
Available consultation offers include:
- Complimentary professional consultations
- Free dental implant consultations
- Free orthodontic consultations
A consultation allows the team to learn about your needs and explain possible next steps. Any recommended treatment and related costs will depend on the findings of your individual evaluation.
Frequently Asked Insurance and Financing Questions
Insurance and financing policies can contain unfamiliar terms. The following answers address several questions patients commonly have when planning dental care.
How can I find out whether my insurance is accepted?
Call Atlantic Dental & Orthodontics at (562) 696-5544 and provide your plan information. Our team can confirm whether the office accepts your specific PPO plan and help verify available benefits.
Does Atlantic Dental & Orthodontics accept state insurance?
No. Atlantic Dental & Orthodontics does not accept state insurance.
Does insurance verification guarantee that my treatment will be covered?
No. Verification provides an estimate based on information available from the insurance company. Final payment is determined by the insurer after the claim is processed.
Your coverage may be affected by your deductible, annual maximum, exclusions, waiting periods, frequency limits, or other plan provisions.
What is a dental insurance deductible?
A deductible is the amount a patient may need to pay before the insurance plan begins contributing toward covered services. The amount and the treatments to which it applies depend on the specific plan.
What is an annual maximum?
An annual maximum is the most a dental insurance plan will pay toward covered care during a benefit year. After that maximum has been reached, the patient is generally responsible for additional treatment costs.
Will your office submit my insurance claim?
Yes. Atlantic Dental & Orthodontics submits insurance claims on behalf of patients after treatment is completed.
Can I finance my dental treatment?
Financing is available through CareCredit and Cherry for eligible patients. Approval, payment amounts, and financing terms are determined by the respective financing provider.
Do you offer monthly payment options?
The practice offers manageable monthly payment options for eligible patients. The available arrangements depend on the treatment plan, financing provider, and application approval.
Personalized Dental Care in Whittier
From diagnosis and treatment planning to implant placement and restoration, our doctors are directly involved in your care. Call Atlantic Dental & Orthodontics or request an appointment online.